Private vehicle gives coverage against accidental loss or damages to own vehicle or to a third party. The premium amount would depend on the make & value of vehicle, state from where it is registered and manufacturing year, it's cubic capacity, the seat of the vehicles etc in comprehensive vehicle policy while it depends only on it's cubic capacity and number of seats of vehicle for the third party insurance. An insurer can protect their vehicle against any damage or loss occurred due to Terrorism and Riot Strike Damage(RSD).
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